.sfcio-wrap {
    --sfcio-ink: #17212b;
    --sfcio-muted: #5f6b76;
    --sfcio-line: #dfe5ea;
    --sfcio-surface: #f6f8fa;
    --sfcio-accent: #b21f2d;
    --sfcio-accent-dark: #861622;
    max-width: 1120px;
    margin: 0 auto;
    padding: 28px 18px 60px;
    color: var(--sfcio-ink);
    font-family: inherit;
    line-height: 1.65;
}

.sfcio-wrap *, .sfcio-wrap *::before, .sfcio-wrap *::after { box-sizing: border-box; }
.sfcio-hero { padding: 22px 0 10px; }
.sfcio-eyebrow { font-size: .78rem; font-weight: 800; letter-spacing: .09em; text-transform: uppercase; color: var(--sfcio-accent); }
.sfcio-wrap h1 { max-width: 850px; margin: 8px 0 14px; font-size: clamp(2rem, 5vw, 3.35rem); line-height: 1.08; letter-spacing: -.035em; }
.sfcio-wrap h2 { margin: 0 0 12px; font-size: clamp(1.35rem, 3vw, 1.9rem); line-height: 1.2; }
.sfcio-wrap h3 { margin: 0 0 6px; font-size: 1.05rem; }
.sfcio-lead { max-width: 760px; margin: 0 0 26px; color: var(--sfcio-muted); font-size: 1.08rem; }
.sfcio-quote-card { display: grid; grid-template-columns: .85fr 1.15fr; gap: 26px; padding: 26px; border: 1px solid var(--sfcio-line); border-radius: 18px; background: var(--sfcio-surface); box-shadow: 0 8px 28px rgba(23,33,43,.06); }
.sfcio-quote-card p { margin: 0; color: var(--sfcio-muted); }
.sfcio-form label { display: block; margin-bottom: 7px; font-weight: 750; }
.sfcio-form-row { display: flex; gap: 10px; }
.sfcio-form input { width: 150px; min-height: 48px; padding: 10px 13px; border: 1px solid #bfc8d0; border-radius: 10px; background: #fff; color: var(--sfcio-ink); font: inherit; }
.sfcio-form input:focus { outline: 3px solid rgba(178,31,45,.18); border-color: var(--sfcio-accent); }
.sfcio-form button, .sfcio-button { display: inline-flex; align-items: center; justify-content: center; min-height: 48px; padding: 10px 18px; border: 0; border-radius: 10px; background: var(--sfcio-accent); color: #fff; font: inherit; font-weight: 800; text-decoration: none; cursor: pointer; }
.sfcio-form button:hover, .sfcio-button:hover { background: var(--sfcio-accent-dark); }
.sfcio-small { margin-top: 9px !important; font-size: .82rem; }
.sfcio-error { margin: 7px 0 0 !important; color: #9c1c2b !important; font-size: .86rem; }
.sfcio-content { display: grid; grid-template-columns: minmax(0, 1fr) 310px; gap: 34px; margin-top: 44px; }
.sfcio-main > p { margin: 0 0 26px; color: var(--sfcio-muted); }
.sfcio-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 13px; margin: 22px 0 38px; }
.sfcio-info-card { padding: 18px; border: 1px solid var(--sfcio-line); border-radius: 14px; background: #fff; }
.sfcio-info-card p { margin: 0; color: var(--sfcio-muted); font-size: .94rem; }
.sfcio-side-card { position: sticky; top: 20px; padding: 22px; border-radius: 16px; background: var(--sfcio-ink); color: #fff; }
.sfcio-side-card h2 { margin-top: 7px; }
.sfcio-side-card p { color: #d8e0e6; }
.sfcio-side-label { font-size: .75rem; font-weight: 800; text-transform: uppercase; letter-spacing: .08em; opacity: .8; }
.sfcio-button-secondary { width: 100%; margin-top: 7px; background: #fff; color: var(--sfcio-ink); }
.sfcio-button-secondary:hover { background: #edf1f4; color: var(--sfcio-ink); }
.sfcio-callout { margin: 4px 0 30px; padding: 17px 19px; border-left: 4px solid var(--sfcio-accent); border-radius: 8px; background: var(--sfcio-surface); }
.sfcio-faq { margin-top: 46px; padding-top: 34px; border-top: 1px solid var(--sfcio-line); }
.sfcio-faq details { border-bottom: 1px solid var(--sfcio-line); }
.sfcio-faq summary { padding: 17px 0; cursor: pointer; font-weight: 750; }
.sfcio-faq details p { margin: 0 0 17px; color: var(--sfcio-muted); }
.sfcio-disclaimer { margin-top: 38px; padding: 20px; border: 1px solid var(--sfcio-line); border-radius: 14px; background: #fbfcfd; }
.sfcio-disclaimer h2 { font-size: 1.15rem; }
.sfcio-disclaimer p, .sfcio-source-note { margin: 0; color: var(--sfcio-muted); font-size: .9rem; }
.sfcio-source-note { margin-top: 15px; font-size: .78rem; }

@media (max-width: 760px) {
    .sfcio-wrap { padding: 18px 14px 45px; }
    .sfcio-quote-card, .sfcio-content { grid-template-columns: 1fr; }
    .sfcio-grid { grid-template-columns: 1fr; }
    .sfcio-form-row { flex-direction: column; }
    .sfcio-form input, .sfcio-form button { width: 100%; }
    .sfcio-side-card { position: static; }
}